How Much Does Hail Damage Devalue a Car? Find Out in This Article How Much Does Hail Damage Devalue a Car? Find Out in This Article

How Much Does Hail Damage Devalue a Car? Find Out in This Article

Hail storms could damage your car beyond repairs. So, how do you decide is it worth fixing hail damage on a car? How much does hail damage devalue a car? Read this article to find out.

Mother nature’s wrath knows no bounds. We at United Hail Pros know that best. Storm or hail damage can cause minor to large dents, decreasing your car’s value and making it harder to put it on sale. It is recommended that you get car hail damage repair from a reputed service provider. So, how much does hail damage devalue a car? Read on to find out.

How Costly Is It to Repair Hail Damage? 

Some might be under the illusion that hail dents will cost only a few hundred dollars to repair, but they are sorely mistaken. Hail repair has a steeper price than one would expect. A few simple dings and dents on your car could go on to cost you thousands of dollars to fix. The average cost for any auto hail repair would fall between $5,500 to $6,500. That being said, the price could range from as low as $2,500 to $16,000, all depending on the type of injury your car has sustained due to the hail. In addition to this, you might also like to calculate how much does hail damage depreciate a car.

Estimating hail damage total loss with the help of a car repair company

Is It Worth Fixing Hail Damage on a Car? 

Even with comprehensive insurance to cover hail damage costs, you could end up wondering is it worth fixing hail damage on a car.

So, how much hail damage to total a vehicle? It is generally recommended that you should fix it if the cost of repairing the car is more than your comprehensive deductible. But if the damage cost is more than 60-50% of your total car value, repairing it may be considered ‘totaled’ or a total loss. 

How to Determine Your Car’s Price with Hail Damage? 

Does repaired hail damage affect car value? Yes, it does. If you were to estimate the value of your car after hail damage, look at the following factors:

  • The mileage on your car 
  • The type of car you have and its condition
  • Other add-on features

Curious about the industry standard for used and new cars? Head on down to kbb.com or to the Kelley Blue Book website to estimate your own car’s value. Also, try the National Automotive Dealers Association website for a rough idea of pricing. 

Hail Damage and Insurance Claims

So, the hail damage total loss has been dealt with, and you’re now filing a health claim. In most circumstances, your insurance company will schedule an adjuster appointment to survey the damage and give you an estimate. With the COVID pandemic being a cause of physical concern, many insurance companies have moved away from field adjusters and have now moved online with virtual estimation techniques. 

Be what it may, an adjuster will look at the car in person or virtually. They will then put together an estimate for the repairs and might even categorize them as hail damage salvage title.

Once a hail damage total loss estimate has been made, they will send the repair facility or you a check. This is usually a two-party check with both parties, the repair facility and the insured, listed. This is done to ensure the car gets fixed and both sides are in on the insurance process. 

If a repair facility has not been selected when your insurance company is ready to initiate payment for your hail-damaged car, sometimes the check they make will be a two-party check for you and your lien holder. This lienholder is essentially the bank that has loaned you the money for the car, and this is done because until it is paid off, you technically do not own your car. If, on the other hand, you fully own your car, the insurance company could very simply send you a check for the estimate minus your deductible. 

While in theory, it may seem like a rather straightforward practice, often, in reality, it can be anything but that. So, is it worth fixing hail damage on a car? The rather cruel fact is that more than 95% of the time, the estimate for damage one receives from the repair shop will turn out to be much higher than what your insurance tells you your hail damage is worth. This is because often, the initial estimate gauged from the adjuster cannot be fully accurate, and all damages are often not captured until the work starts. 

Calculating hail damaged car value to make an educated decision

Does Hail Damage Show Up on Carfax?

Remember that if your car is considered totaled by the insurance, the hail repair claim could make it into its Carfax vehicle history report. Open to the public, it could take thousands of dollars off your car’s trade value if potential buyers were to catch wind of its records. This could make selling a hail-damaged car a bit challenging task.

Don’t start panicking yet, folks! There is still light at the end of the tunnel. The best favor you could do for yourself would be to get your car repairs done with a legitimate and trustworthy car repair provider. For good-quality providers, writing a list of items your insurance didn’t capture and sending it to your adjuster to approve should usually be standard practice. Doing this is known as a “supplement.” While an insurance supplement can tend to get complicated, it can most definitely be done. 

Get Your Car Back on Track with United Hail Pros

While getting one’s car repaired and dealing with the logistics of insurance may seem like a daunting endeavor, it can be done and has been done successfully by many in the past. What makes all the difference in terms of hail damage total loss is the service provider you pick for your repairs. Here at United Hail Pros, we will get your vehicle back to its original condition quickly and professionally. Contact us now! 

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